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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,680 | $138,102-87.9% | $125,381-86.7% | $134,532-87.6% |
| Participation rate | 93.8% | 84.5%+9.3pp | 82.4%+11.4pp | 81.2%+12.5pp |
| Annual return | -21.30% | 750.73%-772.0pp | 572.31%-593.6pp | 418.27%-439.6pp |
| Employer contribution / active EE | $3,537 | $5,245-32.6% | $4,815-26.5% | $4,741-25.4% |
| Participant deferral / active EE | $7,449 | $7,801-4.5% | $7,4480% | $6,401+16.4% |
| Admin fee / account holder | $1,908 | $11,568-83.5% | $10,007-80.9% | $11,429-83.3% |