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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,132 | $183,627-52.0% | $155,602-43.4% | $145,978-39.6% |
| Participation rate | 94.1% | 82.7%+11.4pp | 78.2%+15.9pp | 80.3%+13.8pp |
| Annual return | 14.92% | 61.32%-46.4pp | 64.81%-49.9pp | 550.52%-535.6pp |
| Employer contribution / active EE | $1,808 | $5,316-66.0% | $4,675-61.3% | $4,662-61.2% |
| Participant deferral / active EE | $4,615 | $6,466-28.6% | $5,629-18.0% | $6,690-31.0% |
| Admin fee / account holder | $465 | $19,327-97.6% | $15,923-97.1% | $13,400-96.5% |