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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,977 | $72,465-55.9% | $67,575-52.7% | $145,884-78.1% |
| Participation rate | 0.0% | 76.9%-76.9pp | 72.9%-72.9pp | 80.3%-80.3pp |
| Annual return | 16.30% | 7222.56%-7206.3pp | 3528.98%-3512.7pp | 551.85%-535.5pp |
| Employer contribution / active EE | $3,461 | $3,074+12.6% | $2,736+26.5% | $4,662-25.8% |
| Participant deferral / active EE | $10,195 | $4,786+113.0% | $4,003+154.7% | $6,690+52.4% |
| Admin fee / account holder | $3,775 | $5,515-31.6% | $3,993-5.5% | $13,392-71.8% |