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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,446 | $69,274-86.4% | $64,097-85.3% | $139,487-93.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 35.95% | 46.00%-10.0pp | 33.75%+2.2pp | 373.84%-337.9pp |
| Employer contribution / active EE | $1,544 | $3,187-51.6% | $2,750-43.9% | $4,755-67.5% |
| Participant deferral / active EE | $4,971 | $4,685+6.1% | $3,881+28.1% | $6,713-26.0% |
| Admin fee / account holder | $892 | $4,247-79.0% | $3,070-70.9% | $11,407-92.2% |