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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,501 | $68,097-61.1% | $62,929-57.9% | $137,256-80.7% |
| Participation rate | 66.7% | 77.4%-10.8pp | 73.1%-6.4pp | 80.0%-13.3pp |
| Annual return | 22.14% | 1859.11%-1837.0pp | 1063.93%-1041.8pp | 220.34%-198.2pp |
| Employer contribution / active EE | $1,317 | $2,811-53.2% | $2,505-47.4% | $4,156-68.3% |
| Participant deferral / active EE | $3,974 | $4,553-12.7% | $3,888+2.2% | $6,407-38.0% |
| Admin fee / account holder | $1,027 | $6,521-84.3% | $5,065-79.7% | $12,270-91.6% |