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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,102 | $132,099-86.3% | $115,599-84.3% | $138,895-87.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 20.04% | 176.76%-156.7pp | 111.10%-91.1pp | 145.39%-125.4pp |
| Employer contribution / active EE | $1,901 | $3,416-44.3% | $2,955-35.7% | $4,194-54.7% |
| Participant deferral / active EE | $2,833 | $5,617-49.6% | $4,889-42.1% | $6,396-55.7% |
| Admin fee / account holder | $375 | $15,650-97.6% | $12,841-97.1% | $12,562-97.0% |