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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,244 | $106,864+6.0% | $147,318-23.1% | $82,637+37.0% |
| Participation rate | 52.4% | 75.5%-23.1pp | 82.1%-29.7pp | 68.1%-15.7pp |
| Annual return | 15.10% | 27.49%-12.4pp | 70.43%-55.3pp | 53.51%-38.4pp |
| Employer contribution / active EE | $1,886 | $3,417-44.8% | $4,593-58.9% | $2,552-26.1% |
| Participant deferral / active EE | $4,301 | $6,496-33.8% | $7,906-45.6% | $4,126+4.2% |
| Admin fee / account holder | $9,629 | $8,415+14.4% | $13,708-29.8% | $7,339+31.2% |