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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,987 | $52,911-62.2% | $73,309-72.7% | $59,633-66.5% |
| Participation rate | 62.1% | 68.2%-6.1pp | 74.9%-12.8pp | 68.7%-6.5pp |
| Annual return | -2.80% | 12.20%-15.0pp | 5.67%-8.5pp | 2041.40%-2044.2pp |
| Employer contribution / active EE | $1,117 | $1,909-41.5% | $3,237-65.5% | $2,203-49.3% |
| Participant deferral / active EE | $3,230 | $4,069-20.6% | $4,991-35.3% | $3,192+1.2% |
| Admin fee / account holder | $167 | $3,835-95.6% | $5,635-97.0% | $4,297-96.1% |