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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,351 | $71,878+98.0% | $86,698+64.2% | $68,486+107.9% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -19.22% | 3.53%-22.8pp | 35.95%-55.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $7,888 | $2,173+262.9% | $2,837+178.1% | $2,597+203.8% |
| Participant deferral / active EE | $4,090 | $3,779+8.2% | $4,656-12.2% | $4,028+1.6% |
| Admin fee / account holder | $10,911 | $6,113+78.5% | $7,493+45.6% | $5,404+101.9% |