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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $600,076 | $148,623+303.8% | $135,974+341.3% | $139,466+330.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.79% | 79.30%-65.5pp | 68.30%-54.5pp | 373.66%-359.9pp |
| Employer contribution / active EE | $19,728 | $5,246+276.0% | $4,859+306.0% | $4,754+315.0% |
| Participant deferral / active EE | $9,554 | $8,103+17.9% | $7,760+23.1% | $6,712+42.3% |
| Admin fee / account holder | $14,696 | $12,406+18.5% | $10,767+36.5% | $11,409+28.8% |