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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $189,329 |
Service code 53 · EIN 52-2114207 | Insurance Commissions | $87,132 |
QUALIFIED PLANS, LLC2 years Service code 13 · EIN 58-2605083 | Contract Administrator | $20,096 |
Filed as: MASS MUTUAL Service code 62 · EIN 04-1590850 | Float revenue; Recordkeeping fees | $23 |
AMERICAN FUNDS3 years Service code 52 · EIN 95-2817150 | Indirect Investment Fees | $0 |
DIMENSIONAL FUND ADVISORS3 years Service code 52 | Indirect Investment Fees | $0 |
Filed as: DIMENSIONAL FUNDS ADVISORS Service code 52 · EIN 36-3129984 | Indirect Investment Fees | $0 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 | Other Services | $0 |
PIMCO FUNDS3 years Service code 52 · EIN 95-2632339 | Indirect Investment Fees | $0 |
THE HARTFORD3 years Service code 52 · EIN 13-3317783 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,352 | $52,722+42.9% | $90,440-16.7% | $73,412+2.6% |
| Participation rate | 83.3% | 67.7%+15.6pp | 72.7%+10.6pp | 72.2%+11.2pp |
| Annual return | 13.63% | 20.70%-7.1pp | 1294.38%-1280.8pp | 59.30%-45.7pp |
| Employer contribution / active EE | $2,250 | $1,872+20.2% | $3,263-31.0% | $2,234+0.7% |
| Participant deferral / active EE | $5,569 | $2,810+98.2% | $3,964+40.5% | $3,806+46.3% |
| Admin fee / account holder | $364 | $117+211.8% | $5,615-93.5% | $158+130.8% |