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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,747 | $150,445+125.2% | $136,297+148.5% | $147,585+129.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 24.84% | 1049.14%-1024.3pp | 5156.16%-5131.3pp | 578.57%-553.7pp |
| Employer contribution / active EE | $6,007 | $5,256+14.3% | $4,696+27.9% | $4,876+23.2% |
| Participant deferral / active EE | $6,736 | $6,631+1.6% | $6,247+7.8% | $5,439+23.8% |
| Admin fee / account holder | $9,939 | $10,906-8.9% | $9,244+7.5% | $10,885-8.7% |