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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,078 | $80,985-71.5% | $96,576-76.1% | $75,181-69.3% |
| Participation rate | 83.3% | 71.8%+11.6pp | 76.0%+7.4pp | 67.2%+16.1pp |
| Annual return | 33.11% | 27.05%+6.1pp | 25.87%+7.2pp | 160.69%-127.6pp |
| Employer contribution / active EE | $2,567 | $2,282+12.4% | $2,965-13.4% | $2,671-3.9% |
| Participant deferral / active EE | $4,861 | $3,929+23.7% | $4,851+0.2% | $4,126+17.8% |
| Admin fee / account holder | $3,825 | $6,719-43.1% | $8,253-53.7% | $5,650-32.3% |