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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,307 | $30,599-72.9% | $74,577-88.9% | $57,658-85.6% |
| Participation rate | 82.5% | 49.1%+33.3pp | 68.1%+14.4pp | 70.2%+12.2pp |
| Annual return | 7.59% | 14.24%-6.7pp | 20.47%-12.9pp | 5.13%+2.5pp |
| Employer contribution / active EE | $772 | $1,000-22.8% | $2,525-69.4% | $1,974-60.9% |
| Participant deferral / active EE | $1,060 | $1,805-41.3% | $3,458-69.3% | $3,061-65.4% |
| Admin fee / account holder | $14 | $98-85.8% | $4,138-99.7% | $95-85.3% |