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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,909 | $154,193+12.1% | $130,045+33.0% | $139,466+24.0% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 16.15% | 32.51%-16.4pp | -137.30%+153.5pp | 373.66%-357.5pp |
| Employer contribution / active EE | $2,525 | $5,292-52.3% | $4,321-41.6% | $4,754-46.9% |
| Participant deferral / active EE | $10,256 | $6,709+52.9% | $5,820+76.2% | $6,712+52.8% |
| Admin fee / account holder | $660 | $13,989-95.3% | $10,600-93.8% | $11,409-94.2% |