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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,823 | $104,953-63.0% | $84,637-54.1% | $152,909-74.6% |
| Participation rate | 76.5% | 74.8%+1.6pp | 68.2%+8.2pp | 82.5%-6.0pp |
| Annual return | 22.79% | 373.94%-351.2pp | 258.82%-236.0pp | 345.46%-322.7pp |
| Employer contribution / active EE | $1,635 | $3,304-50.5% | $2,653-38.4% | $4,764-65.7% |
| Participant deferral / active EE | $1,189 | $4,691-74.7% | $3,900-69.5% | $5,851-79.7% |
| Admin fee / account holder | $6,037 | $6,244-3.3% | $4,914+22.9% | $11,601-48.0% |