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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,764 | $95,193-59.3% | $76,523-49.3% | $135,382-71.4% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | 0.66% | 4.85%-4.2pp | -0.27%+0.9pp | 519.77%-519.1pp |
| Employer contribution / active EE | $2,271 | $3,302-31.2% | $2,647-14.2% | $4,779-52.5% |
| Participant deferral / active EE | $1,743 | $4,639-62.4% | $3,835-54.6% | $5,609-68.9% |
| Admin fee / account holder | $5,909 | $6,249-5.4% | $4,848+21.9% | $10,829-45.4% |