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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,881 | $99,079-26.4% | $78,002-6.6% | $273,972-73.4% |
| Participation rate | 33.3% | 78.6%-45.2pp | 75.5%-42.2pp | 83.0%-49.7pp |
| Annual return | 6.33% | 217.93%-211.6pp | 425.99%-419.7pp | 41.46%-35.1pp |
| Employer contribution / active EE | $909 | $3,308-72.5% | $2,470-63.2% | $4,869-81.3% |
| Participant deferral / active EE | $1,904 | $4,306-55.8% | $3,497-45.5% | $5,287-64.0% |
| Admin fee / account holder | $24 | $8,954-99.7% | $5,481-99.6% | $10,133-99.8% |