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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,665 | $53,777+44.4% | $134,155-42.1% | $79,858-2.7% |
| Participation rate | 70.0% | 58.8%+11.2pp | 72.2%-2.2pp | 69.6%+0.4pp |
| Annual return | 14.19% | 19.01%-4.8pp | 36.34%-22.2pp | 31.72%-17.5pp |
| Employer contribution / active EE | $0 | $1,321-100.0% | $3,705-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,120 | $2,420+194.2% | $3,500+103.5% | $3,740+90.4% |
| Admin fee / account holder | $1,708 | $3,984-57.1% | $6,685-74.4% | $5,306-67.8% |