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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,732 | $61,356-67.8% | $149,696-86.8% | $71,511-72.4% |
| Participation rate | 99.2% | 62.5%+36.6pp | 78.8%+20.4pp | 67.9%+31.2pp |
| Annual return | 37.57% | 35.86%+1.7pp | 134.46%-96.9pp | 28.86%+8.7pp |
| Employer contribution / active EE | $2,524 | $2,382+6.0% | $4,821-47.7% | $2,589-2.5% |
| Participant deferral / active EE | $4,890 | $2,920+67.5% | $5,682-13.9% | $4,291+14.0% |
| Admin fee / account holder | $407 | $1,263-67.8% | $13,212-96.9% | $1,588-74.4% |