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| Provider | Service type | Compensation |
|---|---|---|
Filed as: NICHOLAS PENSION CONSULTANTS, INC. Service code 17 10933 TRADE CENTER DRIVE, SUITE 100 · RANCHO CORDOVA, CA 95670 | Pension Consulting | $9,962 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH ADN MANAGEMENT CO. Service code 15 · EIN 82-4555287 3500 WISEMAN BLVD. · SAN ANTONIO, TX 782514321 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,340 | $85,766-71.6% | $136,298-82.1% | $70,126-65.3% |
| Participation rate | 59.2% | 74.2%-15.0pp | 81.9%-22.7pp | 69.5%-10.4pp |
| Annual return | 18.14% | 31.46%-13.3pp | 5156.27%-5138.1pp | 73.15%-55.0pp |
| Employer contribution / active EE | $473 | $2,966-84.1% | $4,696-89.9% | $2,343-79.8% |
| Participant deferral / active EE | $5,902 | $5,051+16.8% | $6,247-5.5% | $3,332+77.1% |
| Admin fee / account holder | $92 | $5,421-98.3% | $9,244-99.0% | $4,645-98.0% |