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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,692 | $167,352+85.1% | $143,788+115.4% | $134,509+130.2% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -17.22% | 0.47%-17.7pp | -0.03%-17.2pp | 418.13%-435.4pp |
| Employer contribution / active EE | $18,865 | $5,620+235.7% | $4,952+281.0% | $4,741+298.0% |
| Participant deferral / active EE | $12,410 | $6,447+92.5% | $5,638+120.1% | $6,400+93.9% |
| Admin fee / account holder | $6,428 | $18,091-64.5% | $14,675-56.2% | $11,427-43.7% |