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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,328 | $107,353-69.0% | $92,903-64.1% | $152,885-78.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 123.23% | 145.62%-22.4pp | 109.43%+13.8pp | 345.39%-222.2pp |
| Employer contribution / active EE | $5,550 | $4,222+31.5% | $3,653+51.9% | $4,763+16.5% |
| Participant deferral / active EE | $3,482 | $4,848-28.2% | $4,238-17.8% | $5,851-40.5% |
| Admin fee / account holder | $1,042 | $7,081-85.3% | $5,795-82.0% | $11,598-91.0% |