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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,139 | $95,453+32.1% | $112,040+12.6% | $82,448+53.0% |
| Participation rate | 68.2% | 72.8%-4.6pp | 76.5%-8.3pp | 68.1%+0.1pp |
| Annual return | 14.15% | 23.92%-9.8pp | 24.52%-10.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $1,062 | $2,318-54.2% | $2,954-64.1% | $2,551-58.4% |
| Participant deferral / active EE | $5,284 | $4,224+25.1% | $5,098+3.7% | $4,139+27.7% |
| Admin fee / account holder | $12 | $9,013-99.9% | $12,098-99.9% | $7,234-99.8% |