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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,139 | $97,550+29.3% | $120,344+4.8% | $87,485+44.2% |
| Participation rate | 68.2% | 72.8%-4.6pp | 76.7%-8.5pp | 68.9%-0.7pp |
| Annual return | 14.15% | 18.41%-4.3pp | 20.30%-6.2pp | 26.06%-11.9pp |
| Employer contribution / active EE | $1,062 | $2,291-53.7% | $3,020-64.8% | $2,596-59.1% |
| Participant deferral / active EE | $5,284 | $4,230+24.9% | $5,135+2.9% | $4,274+23.7% |
| Admin fee / account holder | $12 | $9,543-99.9% | $12,742-99.9% | $7,775-99.8% |