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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,963 | $56,199-18.2% | $67,652-32.1% | $59,632-22.9% |
| Participation rate | 79.4% | 71.5%+7.9pp | 75.7%+3.7pp | 68.7%+10.7pp |
| Annual return | -0.48% | 18505.31%-18505.8pp | 6625.04%-6625.5pp | 2041.32%-2041.8pp |
| Employer contribution / active EE | $720 | $1,614-55.4% | $2,266-68.2% | $2,203-67.3% |
| Participant deferral / active EE | $2,765 | $2,844-2.8% | $3,560-22.3% | $3,192-13.4% |
| Admin fee / account holder | $2,763 | $3,958-30.2% | $4,821-42.7% | $4,297-35.7% |