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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,756 | $73,839+97.4% | $143,788+1.4% | $68,495+112.8% |
| Participation rate | 98.3% | 66.7%+31.7pp | 80.3%+18.0pp | 67.9%+30.4pp |
| Annual return | -19.50% | 1.01%-20.5pp | -0.03%-19.5pp | -7.84%-11.7pp |
| Employer contribution / active EE | $7,981 | $3,184+150.7% | $4,952+61.2% | $2,596+207.4% |
| Participant deferral / active EE | $5,520 | $3,384+63.1% | $5,638-2.1% | $4,028+37.1% |
| Admin fee / account holder | $17,016 | $5,755+195.7% | $14,675+16.0% | $5,403+214.9% |