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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,264 | $125,237-85.4% | $105,608-82.7% | $145,877-87.5% |
| Participation rate | 84.6% | 77.7%+7.0pp | 75.3%+9.3pp | 80.3%+4.3pp |
| Annual return | 7.83% | 225.76%-217.9pp | 116.50%-108.7pp | 551.28%-543.5pp |
| Employer contribution / active EE | $4,143 | $3,720+11.3% | $3,167+30.8% | $4,663-11.2% |
| Participant deferral / active EE | $2,712 | $5,711-52.5% | $5,010-45.9% | $6,691-59.5% |
| Admin fee / account holder | $1,404 | $17,287-91.9% | $11,028-87.3% | $13,402-89.5% |