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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,264 | $125,190-85.4% | $105,624-82.7% | $145,897-87.5% |
| Participation rate | 84.6% | 77.6%+7.0pp | 75.3%+9.3pp | 80.3%+4.3pp |
| Annual return | 7.83% | 225.22%-217.4pp | 116.20%-108.4pp | 552.29%-544.5pp |
| Employer contribution / active EE | $4,143 | $3,720+11.4% | $3,168+30.8% | $4,663-11.2% |
| Participant deferral / active EE | $2,712 | $5,716-52.5% | $5,013-45.9% | $6,689-59.5% |
| Admin fee / account holder | $1,404 | $17,138-91.8% | $10,961-87.2% | $13,390-89.5% |