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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,875 | $132,634-82.0% | $115,768-79.4% | $137,256-82.6% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.4%+0.6pp | 80.0%-5.0pp |
| Annual return | 17.14% | 160.70%-143.6pp | 100.46%-83.3pp | 220.34%-203.2pp |
| Employer contribution / active EE | $132 | $3,360-96.1% | $2,940-95.5% | $4,156-96.8% |
| Participant deferral / active EE | $2,578 | $5,619-54.1% | $4,917-47.6% | $6,407-59.8% |
| Admin fee / account holder | $1,134 | $15,028-92.5% | $12,439-90.9% | $12,270-90.8% |