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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,700 | $74,535-23.9% | $100,712-43.7% | $82,637-31.4% |
| Participation rate | 86.7% | 61.2%+25.5pp | 69.3%+17.4pp | 68.1%+18.6pp |
| Annual return | 12.09% | 18.92%-6.8pp | 33.27%-21.2pp | 53.51%-41.4pp |
| Employer contribution / active EE | $1,041 | $1,503-30.7% | $2,313-55.0% | $2,552-59.2% |
| Participant deferral / active EE | $3,967 | $3,074+29.1% | $4,085-2.9% | $4,126-3.9% |
| Admin fee / account holder | $10,443 | $6,576+58.8% | $9,256+12.8% | $7,339+42.3% |