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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,412 | $45,566-13.5% | $64,105-38.5% | $59,633-33.9% |
| Participation rate | 83.6% | 60.2%+23.4pp | 68.2%+15.4pp | 68.7%+14.9pp |
| Annual return | -1.94% | 4.95%-6.9pp | 791.24%-793.2pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $611 | $934-34.6% | $1,820-66.4% | $2,203-72.2% |
| Participant deferral / active EE | $2,145 | $2,057+4.3% | $2,822-24.0% | $3,192-32.8% |
| Admin fee / account holder | $4,646 | $3,268+42.2% | $4,499+3.3% | $4,297+8.1% |