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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,702 | $84,236-64.7% | $170,435-82.6% | $70,126-57.6% |
| Participation rate | 73.7% | 70.8%+2.9pp | 83.6%-9.9pp | 69.5%+4.1pp |
| Annual return | 13.66% | 23.06%-9.4pp | 205.94%-192.3pp | 73.15%-59.5pp |
| Employer contribution / active EE | $583 | $3,387-82.8% | $5,432-89.3% | $2,343-75.1% |
| Participant deferral / active EE | $1,381 | $3,086-55.3% | $4,939-72.1% | $3,332-58.6% |
| Admin fee / account holder | $2,435 | $5,698-57.3% | $13,881-82.5% | $4,645-47.6% |