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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,099 | $77,638-53.5% | $156,551-76.9% | $62,881-42.6% |
| Participation rate | 61.9% | 71.2%-9.3pp | 84.0%-22.1pp | 69.3%-7.4pp |
| Annual return | 10.81% | 50.33%-39.5pp | 32.23%-21.4pp | 20.14%-9.3pp |
| Employer contribution / active EE | $507 | $3,444-85.3% | $5,501-90.8% | $2,281-77.8% |
| Participant deferral / active EE | $1,305 | $3,046-57.2% | $4,871-73.2% | $3,203-59.3% |
| Admin fee / account holder | $2,837 | $5,561-49.0% | $13,028-78.2% | $4,296-34.0% |