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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,932 | $109,344+19.7% | $89,400+46.5% | $158,950-17.6% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 10.79% | 345.73%-334.9pp | 245.64%-234.8pp | 302.91%-292.1pp |
| Employer contribution / active EE | $13,302 | $3,170+319.6% | $2,586+414.4% | $4,762+179.3% |
| Participant deferral / active EE | $7,911 | $4,599+72.0% | $3,890+103.4% | $5,983+32.2% |
| Admin fee / account holder | $12,161 | $6,154+97.6% | $4,882+149.1% | $11,248+8.1% |