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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,343 | $160,059+34.5% | $140,019+53.8% | $135,380+59.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -6.59% | 911.48%-918.1pp | 651.17%-657.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $7,843 | $6,420+22.2% | $5,605+39.9% | $4,779+64.1% |
| Participant deferral / active EE | $6,601 | $7,641-13.6% | $6,927-4.7% | $5,609+17.7% |
| Admin fee / account holder | $1,517 | $13,328-88.6% | $10,705-85.8% | $10,828-86.0% |