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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,442 | $98,766+16.9% | $149,730-22.9% | $79,852+44.6% |
| Participation rate | 87.0% | 75.8%+11.3pp | 82.5%+4.6pp | 69.6%+17.4pp |
| Annual return | 17.85% | 27.43%-9.6pp | 276.70%-258.8pp | 31.72%-13.9pp |
| Employer contribution / active EE | $1,574 | $3,217-51.1% | $4,645-66.1% | $2,471-36.3% |
| Participant deferral / active EE | $5,516 | $5,681-2.9% | $6,843-19.4% | $3,740+47.5% |
| Admin fee / account holder | $3,331 | $6,052-45.0% | $9,310-64.2% | $5,306-37.2% |