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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,409 | $77,817-8.2% | $123,553-42.2% | $64,173+11.3% |
| Participation rate | 89.5% | 74.7%+14.8pp | 82.3%+7.2pp | 69.6%+19.9pp |
| Annual return | -7.52% | 12.49%-20.0pp | 119.21%-126.7pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,498 | $3,014-50.3% | $4,628-67.6% | $2,381-37.1% |
| Participant deferral / active EE | $5,283 | $5,240+0.8% | $6,426-17.8% | $3,470+52.3% |
| Admin fee / account holder | $4,005 | $5,519-27.4% | $9,284-56.9% | $4,887-18.0% |