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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,819 | $162,821+8.0% | $133,978+31.2% | $158,982+10.6% |
| Participation rate | 92.9% | 83.2%+9.6pp | 79.8%+13.0pp | 82.0%+10.9pp |
| Annual return | 3.68% | 41.95%-38.3pp | 45.10%-41.4pp | 302.99%-299.3pp |
| Employer contribution / active EE | $2,357 | $4,976-52.6% | $3,919-39.9% | $4,763-50.5% |
| Participant deferral / active EE | $3,820 | $5,910-35.4% | $5,047-24.3% | $5,983-36.2% |
| Admin fee / account holder | $614 | $11,742-94.8% | $8,930-93.1% | $11,252-94.5% |