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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,308 | $133,998-56.5% | $112,263-48.1% | $134,545-56.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.57% | 47.17%-69.7pp | 27.49%-50.1pp | 418.37%-440.9pp |
| Employer contribution / active EE | $1,278 | $4,040-68.4% | $3,636-64.9% | $4,742-73.1% |
| Participant deferral / active EE | $3,907 | $5,292-26.2% | $4,729-17.4% | $6,401-39.0% |
| Admin fee / account holder | $1,263 | $7,493-83.1% | $6,410-80.3% | $11,431-89.0% |