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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,784 | $107,368-62.9% | $92,915-57.2% | $152,909-74.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 24.82% | 145.64%-120.8pp | 109.45%-84.6pp | 345.46%-320.6pp |
| Employer contribution / active EE | $1,646 | $4,222-61.0% | $3,653-55.0% | $4,764-65.5% |
| Participant deferral / active EE | $7,986 | $4,848+64.7% | $4,238+88.4% | $5,851+36.5% |
| Admin fee / account holder | $1,978 | $7,082-72.1% | $5,796-65.9% | $11,601-83.0% |