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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,585 | $93,589-57.7% | $135,942-70.9% | $75,181-47.3% |
| Participation rate | 92.0% | 75.2%+16.8pp | 81.9%+10.1pp | 67.2%+24.8pp |
| Annual return | 12.08% | 30.90%-18.8pp | 68.28%-56.2pp | 160.69%-148.6pp |
| Employer contribution / active EE | $2,424 | $3,537-31.5% | $4,858-50.1% | $2,671-9.2% |
| Participant deferral / active EE | $3,957 | $6,405-38.2% | $7,759-49.0% | $4,126-4.1% |
| Admin fee / account holder | $17,322 | $6,977+148.3% | $10,764+60.9% | $5,650+206.6% |