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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,999 | $48,274-6.8% | $63,244-28.8% | $59,633-24.5% |
| Participation rate | 47.8% | 66.3%-18.5pp | 71.0%-23.2pp | 68.7%-20.8pp |
| Annual return | -2.46% | -240.79%+238.3pp | -70.31%+67.8pp | 2041.45%-2043.9pp |
| Employer contribution / active EE | $1,505 | $1,586-5.1% | $2,322-35.2% | $2,203-31.7% |
| Participant deferral / active EE | $2,697 | $2,343+15.1% | $2,953-8.7% | $3,192-15.5% |
| Admin fee / account holder | $271 | $3,600-92.5% | $5,893-95.4% | $4,297-93.7% |