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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,002 | $72,177-80.6% | $115,037-87.8% | $59,633-76.5% |
| Participation rate | 87.8% | 72.6%+15.3pp | 81.4%+6.4pp | 68.7%+19.1pp |
| Annual return | 37.86% | 12.02%+25.8pp | 26.14%+11.7pp | 2041.40%-2003.5pp |
| Employer contribution / active EE | $2,189 | $2,841-22.9% | $4,608-52.5% | $2,203-0.6% |
| Participant deferral / active EE | $3,656 | $4,783-23.6% | $6,026-39.3% | $3,192+14.5% |
| Admin fee / account holder | $4,004 | $4,927-18.7% | $8,175-51.0% | $4,297-6.8% |