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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,848 | $72,273-22.7% | $101,275-44.9% | $79,856-30.1% |
| Participation rate | 95.2% | 68.5%+26.8pp | 75.8%+19.4pp | 69.6%+25.6pp |
| Annual return | 21.33% | 22.30%-1.0pp | 46.48%-25.2pp | 31.71%-10.4pp |
| Employer contribution / active EE | $2,898 | $2,691+7.7% | $3,660-20.8% | $2,471+17.3% |
| Participant deferral / active EE | $7,089 | $3,282+116.0% | $4,371+62.2% | $3,741+89.5% |
| Admin fee / account holder | $1,489 | $4,401-66.2% | $5,948-75.0% | $5,306-71.9% |