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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,935 | $63,346-44.9% | $92,240-62.1% | $70,126-50.2% |
| Participation rate | 96.9% | 68.7%+28.2pp | 76.5%+20.4pp | 69.5%+27.3pp |
| Annual return | 21.60% | 530.19%-508.6pp | 176.29%-154.7pp | 73.15%-51.6pp |
| Employer contribution / active EE | $2,537 | $2,471+2.7% | $3,680-31.1% | $2,343+8.3% |
| Participant deferral / active EE | $5,169 | $2,854+81.1% | $3,897+32.6% | $3,332+55.1% |
| Admin fee / account holder | $738 | $3,841-80.8% | $5,194-85.8% | $4,645-84.1% |