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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,606 | $165,381-78.5% | $149,730-76.2% | $158,966-77.6% |
| Participation rate | 35.7% | 84.6%-48.9pp | 82.5%-46.8pp | 82.0%-46.2pp |
| Annual return | 25.51% | 348.29%-322.8pp | 276.70%-251.2pp | 302.95%-277.4pp |
| Employer contribution / active EE | $933 | $5,104-81.7% | $4,645-79.9% | $4,762-80.4% |
| Participant deferral / active EE | $3,196 | $7,182-55.5% | $6,843-53.3% | $5,983-46.6% |
| Admin fee / account holder | $71 | $10,809-99.3% | $9,310-99.2% | $11,250-99.4% |