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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,370 | $150,447-10.7% | $136,298-1.4% | $147,586-9.0% |
| Participation rate | 93.3% | 84.4%+8.9pp | 81.9%+11.4pp | 82.8%+10.5pp |
| Annual return | 15.71% | 1049.15%-1033.4pp | 5156.27%-5140.6pp | 578.59%-562.9pp |
| Employer contribution / active EE | $2,875 | $5,256-45.3% | $4,696-38.8% | $4,876-41.0% |
| Participant deferral / active EE | $5,566 | $6,631-16.0% | $6,247-10.9% | $5,439+2.3% |
| Admin fee / account holder | $1,576 | $10,906-85.5% | $9,244-82.9% | $10,886-85.5% |