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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,933 | $127,387-23.9% | $115,038-15.7% | $125,389-22.7% |
| Participation rate | 94.1% | 84.2%+10.0pp | 81.4%+12.8pp | 83.2%+10.9pp |
| Annual return | -0.13% | 31.28%-31.4pp | 26.14%-26.3pp | 282.24%-282.4pp |
| Employer contribution / active EE | $2,220 | $5,166-57.0% | $4,608-51.8% | $4,866-54.4% |
| Participant deferral / active EE | $3,222 | $6,423-49.8% | $6,026-46.5% | $5,352-39.8% |
| Admin fee / account holder | $2,297 | $9,516-75.9% | $8,175-71.9% | $9,541-75.9% |