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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,827 | $93,617+37.6% | $135,982-5.3% | $75,177+71.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.48% | 30.89%-16.4pp | 68.32%-53.8pp | 160.75%-146.3pp |
| Employer contribution / active EE | $4,333 | $3,538+22.5% | $4,859-10.8% | $2,671+62.2% |
| Participant deferral / active EE | $10,188 | $6,406+59.0% | $7,760+31.3% | $4,126+146.9% |
| Admin fee / account holder | $8,853 | $6,980+26.8% | $10,767-17.8% | $5,651+56.7% |