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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,901 | $105,210+14.9% | $159,487-24.2% | $85,851+40.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.55% | 45.08%-33.5pp | 263.71%-252.2pp | 318.63%-307.1pp |
| Employer contribution / active EE | $3,936 | $3,319+18.6% | $4,831-18.5% | $2,565+53.4% |
| Participant deferral / active EE | $9,213 | $5,946+54.9% | $7,354+25.3% | $3,952+133.1% |
| Admin fee / account holder | $19,209 | $6,934+177.0% | $10,804+77.8% | $6,261+206.8% |