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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,932 | $95,975-27.1% | $74,549-6.2% | $135,379-48.3% |
| Participation rate | 33.3% | 75.7%-42.3pp | 69.1%-35.8pp | 82.6%-49.3pp |
| Annual return | -6.54% | 56.96%-63.5pp | 32.53%-39.1pp | 519.79%-526.3pp |
| Employer contribution / active EE | $328 | $2,716-87.9% | $1,961-83.3% | $4,779-93.1% |
| Participant deferral / active EE | $781 | $3,844-79.7% | $3,108-74.9% | $5,609-86.1% |
| Admin fee / account holder | $356 | $6,522-94.5% | $5,059-93.0% | $10,828-96.7% |