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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,972 | $180,466-6.9% | $154,114+9.0% | $135,382+24.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.00% | 888.15%-896.2pp | 735.16%-743.2pp | 519.77%-527.8pp |
| Employer contribution / active EE | $7,084 | $6,035+17.4% | $5,298+33.7% | $4,779+48.2% |
| Participant deferral / active EE | $11,002 | $5,806+89.5% | $5,081+116.5% | $5,609+96.1% |
| Admin fee / account holder | $5,884 | $16,144-63.6% | $13,411-56.1% | $10,829-45.7% |